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ICM EMEA Corporate Real Estate _ Senior Underwriter

Job Req ID 22556390 Location(s) London, United Kingdom Job Category Institutional Banking
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Citi continues to enhance its business control and governance framework by building out Institutional Credit Management (ICM), a new function in the 1st Line of Defense, to house and consistently manage credit risk activities performed across its Institutional Client Group organization.  ICM’s objective is to provide integrated “end-to-end” credit underwriting, identification, measurement, management, and monitoring for wholesale credit risk across the enterprise.  Within ICM, the Credit Underwriting function (ICM-UW) provides analysis, greenlight, underwriting, first-line-of-defense credit approval and subsequent credit monitoring across all ICG wholesale credit businesses including Banking, Capital Markets, and Advisory (BCMA), Global Structured Products, Financings, and Securitizations (GSP-F&S), Treasury & Trade Services (TTS), Markets, and Securities Services (MSS).  

The ICM EMEA Corporate Estate _Senior Underwriter (“EMEA CRE Senior Underwriter”) manages a team of Real Estate Underwriters covering REITS/REOC, casino/gaming, and homebulders.  The EMEA Corporate Real Estate_ Senior Underwriter manages a team of Real Estate Underwriters, covering large and complex relationships within EMEA, being responsible for all underwriting activities, in partnership with BCMA and Risk.


KEY RESPONSIBILITIES:
Executes, aligned with global and regional strategies, all responsibilities regarding underwriting, including, but not limited to:
•    Provide first line of defense credit approval for the most complex transactions
•    Adoption of leading practices in credit analysis, underwriting, and monitoring, including the end-to-end underwriting process, from early origination discussions to development of credit approval memos, and senior approval forums
•    Supports function’s close engagement with global and Regional Business Heads, Independent Risk, regulators, and other control functions
•    Facilitate relationships with key clients in Banking and Risk and with key Regulators, Internal Audit, and control functions 
•    Manage diverse, and high performing team
•    Oversee credit associates with respect to their preparation of key deliverables such as CAM and sign off on their work product
•    Support the ICM Real Estate Underwriting Global Head on strategic initiatives/projects
•    Support VOE initiatives 

SPECIFIC RISK EXPERIENCE:
•    Senior credit approval authority covering large and complex underwritings, capital commitments, derivatives with multi-industry experience
•    Experience in and exposure to global credit risk management standards 
•    Ability to understand capital markets products and complex financing and product structures 
•    Ability to provide strategic insights and strong sensitivity to macro and regulatory issues, and impact of such issues on the various Risk families, including operational and franchise risks 
•    Able to discuss and address issues associated with the allocation of risk assets and risk capital in partnership with banking and product organizations   
•    Proven ability to effectively engage with regulators and internal control functions including Internal Audit and Fundamental Credit Risk as well as with external audit


CLIENT RELATIONSHIPS / BUSINESS PARTNERSHIP:
•    Proven ability to understand nuances of local markets, local regulation, and the capabilities and practices of competitors
•    Navigates organizational complexity and breaks silos
•    Creates and sustains a network of strong partnerships with the business in all segments & geographies and other risk functions
•    Provides well-reasoned, balanced assessments of risk/return trade-offs associated with transactions and client relationships
•    Proven track record of partnering with global peers in leveraging and implementation of best practices
•    Proven track record on managing individuals and teams on multiple locations, driving strong Culture and Thought Leadership through groups and functions

QUALIFICATIONS:
•    13+ years risk/risk-related credit work experience in banking/financial institutions
•    Senior Credit Officer designation or higher is preferred
•    Proven ability to effectively engage with regulators and internal control functions including Internal Audit and Fundamental Credit Risk as well as with external audit 
•    Demonstrates strong ethics and integrity
•    Ability to see the ‘big picture’ in a complex environment  
•    Can make decisions under pressure and short timeline
•    Excellent verbal & written communication skills. Active listening skills.  
•    Demonstrated influencing and negotiating ability, resolve conflicts amongst various constituencies
•    Excellent presentation skills – adept at presenting effectively to audiences of various sizes and various constituencies

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Job Family Group:

Institutional Banking

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Job Family:

Investment Banking

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Time Type:

Full time

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