Global Financial Crimes Investigations & Intelligence – Investigations Analyst (AVP) - Hybrid

The Compl AML Intel Sr Analyst is a seasoned professional role. Applies in-depth disciplinary knowledge, contributing to the development of new techniques and the improvement of processes and work-flow for the area or function. Integrates subject matter and industry expertise within a defined area. Requires in-depth understanding of how areas collectively integrate within the sub-function as well as coordinate and contribute to the objectives of the function and overall business. Evaluates moderately complex and variable issues with substantial potential impact, where development of an approach/taking of an action involves weighing various alternatives and balancing potentially conflicting situations using multiple sources of information. Requires good analytical skills in order to filter, prioritize and validate potentially complex and dynamic material from multiple sources. communication and diplomacy skills are required. Regularly assumes informal/formal leadership role within teams. Involved in coaching and training of new recruits Significant impact in terms of project size, geography, etc. by influencing decisions through advice, counsel and/or facilitating services to others in area of specialization. Work and performance of all teams in the area are directly affected by the performance of the individual.

The Compliance Anti Money Laundering Risk Management Senior Analyst is an intermediate level role responsible for recommending/establishing internal procedures to prevent money laundering and assist in all matters concerning financial crimes in coordination with the broader Anti-Money Laundering (AML) team. The overall objective is to utilize established disciplinary knowledge to identify inconsistencies in data or result and formulate strategic recommendations on policies, procedures, and practices.

Responsibilities:

• Identify, vet and address potential risks or escalated issues with the assistance of functional partners and key stakeholders
• Utilize information from regulatory changes, new regulations, and internal policy changes to further identify new key risk areas
• Analyze comparative data, prepare and present reports related to AML risk assessments, and monitor AML related issues and escalations
• Develop approaches/action plans to compliance and control issues by weighing various alternatives and balancing potentially conflicting situations
• Create and develop AML Compliance Risk Management (ACRM) standards and policies
• Advise and recommend a plan of action for management based on analysis of risk information
• Assist in coaching and training new recruits
• Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency.

Qualifications:

• 5-8 years of experience
• Anti-Money Laundering (AML) certification
• Knowledge of Anti-Money Laundering (AML) requirements applicable to banks
• Consistently demonstrates clear and concise written and verbal communication

Education:

• Bachelor’s Degree/University degree or equivalent experience

This job description provides a high-level review of the types of work performed. Other job-related duties may be assigned as required.

POSITION SUMMARY:

The GFCII Analyst is responsible for reviewing high risk customer cases, reviewing the account relationships and related parties holistically to capture global and cross sector presence, conducting research, documenting the investigations and providing initial recommendations and dispositions of a Global Enterprise-Wide Customer Relationship. The GFCII conducts AML investigations that involve clients with accounts in more than one jurisdiction, a substantial multi-jurisdictional nexus, or involve complex transactional and client account patterns. These AML proactive investigations are generated from sources such as reviews of the highest risk clients, ad-hoc searches, Business Compliance or Business referrals, AML Legal referrals, TRP referrals, product-specific developments, industry trends, and referrals from external sources (e.g., law enforcement, regulators, etc.)

The Analysts are responsible for reviewing the customer cases, reviewing associated investigations, conducting research, documenting the investigations, and providing initial recommendations and supporting documentation.  The Analysts consult with the Senior Analysts during the review process for guidance.

REPRESENTATIVE RESPONSIBILITIES:

• Independently conduct searches, gather data and record evidence from Citi internal systems, the internet and commercial databases
• Independently assess and analyze research results and conduct complex data analysis applying background knowledge and experience
• Conduct enhanced due diligence investigations in support of policies and procedures
• Conduct investigation using global standard policies, procedures and tools, aimed at meeting internal and external regulatory requirements
• Determine investigative and data analytics approach, use sound decision-making and discretion in making independent decisions that mitigate corporate risk at each decision point throughout the investigation
• Follow up with additional Point(s) of Contact (POC) as needed to identify additional information in support of the case
• Compile supporting documentation and data including media and transaction including documenting review findings for Compliance and Business management review
• Write and prepare Suspicious Activity Reports (SARs) and recommend relationship retention or termination

EXPERIENCE, EDUCATION, CERTIFICATIONS:

Required:

• Four Year College Degree or equivalent experience
• Post Graduate Degree is a plus
• Five plus years experience in reviewing customer transactions for potentially suspicious activity and performing AML related investigations
• Five plus years experience in reviewing and approving Know Your Customer (KYC) files for complex banking products, performing analysis of customer information/transactions, conducting customer reviews and preparing Suspicious Activity Reports (SARs)
• Knowledge of the laws applicable to money laundering, including the Bank Secrecy Act (BSA), The USA Patriot Act, OFAC, FinCEN requirements, and SAR requirements
• Excellent research skills, including experience with online research tools
• Advanced proficiency in Microsoft  Office (i.e., MS-Word, MS-Excel, MS-Access, MS-PowerPoint and MS-Outlook)
• Strong writing, analytical, and communication skills
• Able to multitask and complete projects in a timely fashion
• Strong organizational and time management skills
• Self-starter with strong ability to work independently
• Proficiency in a foreign language is a plus
• Conduct complex data and financial analysis using data analytical techniques
• Advanced proficiency in conducting complex financial and data analysis using MS Access, MS Excel, Power BI or other data and financial analysis tools.
• Experience in complex financial or data analysis in a consulting firm, forensic accounting firm, or a fraud management/investigation environment in financial services.

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