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Investment Lending Product Risk, Assistant Vice President - Consumer Business

Job Req ID 21348548 Primary Location Kowloon, Hong Kong SAR Job Category Risk Management
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The Investment Product Risk Senior Analyst is a seasoned professional role. Applies in-depth disciplinary knowledge, contributing to the development of new techniques and the improvement of processes and work-flow for the area or function. Integrates subject matter and industry expertise within a defined area. Requires in-depth understanding of how areas collectively integrate within the sub-function as well as coordinate and contribute to the objectives of the function and overall business. Evaluates moderately complex and variable issues with substantial potential impact, where development of an approach/taking of an action involves weighing various alternatives and balancing potentially conflicting situations using multiple sources of information. Requires good analytical skills in order to filter, prioritize and validate potentially complex and dynamic material from multiple sources. Strong communication and diplomacy skills are required. Regularly assumes informal/formal leadership role within teams. Involved in coaching and training of new recruits Significant impact in terms of project size, geography, etc. by influencing decisions through advice, counsel and/or facilitating services to others in area of specialization. Work and performance of all teams in the area are directly affected by the performance of the individual.

Responsibilities:

  • Manage the risk/return of the secured lending portfolio:  Margin Securities Backed Financing and Insurance Premium Financing. Formulate overall credit strategy, policies and procedures
  • Monitor changes in the macroeconomic environment, investment markets and the portfolio mix to ensure product performs to profitability, risk benchmarks and corporate guardrails
  • Review and approve credit review of new and existing facilities, manage counterparty/collateral concentration approval and monitoring process
  • Provide oversight on the margin monitoring process and the overall credit operations
  • Ensure product compliance with internal policies, external regulatory guidelines and alignment with the firm’s Risk Appetite Framework and strategy
  • Help drive the completion of regulatory reporting including the annual portfolio stress testing exercises
  • Demonstrate strong leadership skills with abilities to provide adequate coaching and supervision over junior staffs


Qualifications:

  • 5-8 years relevant experience
  • Experience in relevant credit/lending experience with a solid exposure to various investment and derivative products
  • Understanding of the Regulatory governance/reporting requirement, macroeconomic environment and risks associated with margin financing product
  • Strong analytical, communication and presentation skills
  • Ability to work independently under pressure and adaptive to changes


Education:

  • Bachelor’s/University degree or equivalent experience


This job description provides a high-level review of the types of work performed. Other job-related duties may be assigned as required.

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Job Family Group:

Risk Management

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Job Family:

Investment Product Risk Mgmt

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Time Type:

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Qualified applicants will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.

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