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AVP, Credit Portfolio Senior Analyst (Hybrid)

Job Req ID 24749301 Location(s) Irving, Texas; Jacksonville, Florida Job Type Hybrid Job Category Risk Management
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The Credit Portfolio Senior Analyst is an intermediate-level position responsible for 1) producing and analyzing various time-sensitive management reports focused on Third Party Credit Risk, Third Party Performance Risk and Partner Credit Risk, and 2) leading activities including credit review, credit approvals and monitoring the portfolio to identify credit migration in coordination with the Risk Management team.

As a member of the Third Party Credit Risk Group (TPCRG), the analyst will be part of a Global Commercial Risk function.  The function owns the Global Third Party Credit Policy and establishes MIS & Reporting for contingent exposures through various types of third party relationships, such as suppliers, partners, alliances and joint ventures for Citigroup globally. The position offers opportunity to develop not only technical and reporting skills but also comprehensive risk knowledge and ability to coordinate multiple tasks and processes.


  • Analyze data and produce reports for all functions of the Third Party Credit Risk Group
  • Consolidate required information and present it in an informative way
  • Conduct Credit and Performance Risk assessments of both prospects and existing third party relationships, including analyzing companies, industries, financial viability, Citi's contingent risks and contract protections
  • Use Citi’s proprietary systems & tools including Debt Rating Model (DRM), CAT, RAPID, Credit Engine and Optima.
  • Structure third party agreements and negotiate transactions.
  • Conduct annual and/or quarterly reviews of Third Parties involved in critical activities for Citi
  • Contribute to the development of new techniques and improvement of processes and work-flows by applying in-depth disciplinary knowledge and integrating subject matter and industry expertise within Risk Management
  • Research management queries using risk systems and data and support ad-hoc risk policy analyses and projects as required
  • Participate in developing, testing, and optimizing credit policies, ensuring consistency and regulatory compliance, and assist in the implementation of those policies, processes and other related initiatives
  • Manage risk levels for the entire credit spectrum across multiple products and retail formats and prepare risk management presentations for senior management
  • Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency.


  • 5+ years of work experience, preferably in the Financial Services Industry, in Reporting or Risk Management areas
  • Knowledge of commercial risk data analytics
  • Advanced knowledge of Excel, Tableau
  • Experience with internal risk / finance reporting systems (Optima, CitiRisk), system flows, and data attributes
  • Very strong quantitative/analytical skills
  • Knowledge of credit risk measures and basic accounting
  • Ability to analyze data and present conclusions
  • Ability to apply credit and risk principles toward business goals
  • Experience with interacting with senior management, regulators, internal and external audit.
  • Demonstrated ability to synthesize, prioritize and drive results with a sense of urgency
  • Excellent communication, presentation and writing skills
  • Proven ability to remain organized in a fast-paced environment, managing multiple projects
  • Proven interpersonal and organizational skills


  • Bachelor's degree/University degree or equivalent experience


Job Family Group:

Risk Management


Job Family:

Credit & Portfolio Risk Management


Time Type:

Full time


Primary Location:

Irving Texas United States


Primary Location Full Time Salary Range:

$96,400.00 - $144,600.00

In addition to salary, Citi’s offerings may also include, for eligible employees, discretionary and formulaic incentive and retention awards. Citi offers competitive employee benefits, including: medical, dental & vision coverage; 401(k); life, accident, and disability insurance; and wellness programs. Citi also offers paid time off packages, including planned time off (vacation), unplanned time off (sick leave), and paid holidays. For additional information regarding Citi employee benefits, please visit Available offerings may vary by jurisdiction, job level, and date of hire.


Anticipated Posting Close Date:

May 29, 2024


Citi is an equal opportunity and affirmative action employer.

Qualified applicants will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.

Citigroup Inc. and its subsidiaries ("Citi”) invite all qualified interested applicants to apply for career opportunities. If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review Accessibility at Citi.

View the "EEO is the Law" poster. View the EEO is the Law Supplement.

View the EEO Policy Statement.

View the Pay Transparency Posting

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