Skip Navigation

open main navigation menu
city landscape

WHAT PROGRESS WILL YOU MAKE?

Advanced Search

Search Jobs

Match Your Skills

Search jobs based on your LinkedIn profile.

Match Now

Career Opportunity

Assistant General Counsel, Consumer Digital Banking

Locations: Irving, Texas, Tampa, Florida, O'Fallon, Missouri, Wilmington, Delaware Job Function: Legal Employee Status: Regular Job ID: 20170894

As a lawyer supporting Citigroup’s US Consumer business, this individual will work with a team of attorneys and legal professional located in the US that provides legal guidance to regarding digital and technology solutions for the US Cards and US Retail Bank businesses.  This individual will build strong relationships and work closely with the business, while ensuring that Citi and its shareholders are well protected and positioned in the market.

The successful candidate will understand the Cards business as a whole and leverage legal knowledge to grow the business, anticipate risk and avoid regulatory pitfalls.  He/She will clearly and effectively communicate with business leaders as well as external constituents such as regulators.

Specific Responsibilities

  • Manage delivery of legal services related to the digital and technology teams of US Consumer. 
  • Work with the business, legal colleagues, and the other control functions to identify and manage franchise and reputational risks.
  • Advise on existing legal issues as well as proactively advise on potential risks; spot legal and regulatory trends and advise business on how to pursue business goals in a way that avoids potential legal/regulatory issues.
  • Play a key role in building relationships with business leaders, team members and other departments through an open and collaborative style.
  • Provide advice on the development and implementation of new digital product or service offerings (e.g. mobile banking applications, wallets, money movement)
  • Provide legal support on initiatives to enhance digital engagement and interaction with customers (e.g. new applications to identify, acquire and service customers, enhance customer experience and increase digital usage);
  • Structure, negotiate and draft commercial agreements with technology and other partners;  
  • Provide advice on relevant regulatory matters, including new guidelines and initiatives.

In addition to supporting business managers, the attorney will work closely with other business lawyers in the US and other regions as well as key functional partners, including compliance and risk management. 


Qualifications:

  • A J.D and 5+ years of professional experience
  • Experience with legal issues specific to consumer financial services, including financial technology expertise
  • Regulatory experience, including conversancy with the CFPB
  • Experience working with a high performance, client-focused legal team
  • Keen understanding of emerging legal trends and risks, including developing areas of consumer protectionism in the regulatory and litigation arenas
  • Consumer retail banking activities, including relevant federal and state consumer banking laws and regulations (e.g. the Electronic Signatures Act, the Electronic Funds Transfers Act/Regulation E, the Equal Credit Opportunity Act/Regulation B and UDAAP among others);
  • Negotiating and drafting commercial agreements with technology partners, such as licensing, development, consulting, content or other similar agreements;
  • Data privacy and security issues, including collection, ownership, use, storage and other legal issues related to handling of customer data;
  • Digital banking and related financial technology issues. 

    Important attributes will include the ability to exercise good judgment, offer sensible solutions and provide constructive advice in situations where laws are uncertain and evolving; willingness to actively engage and work together with business partners; ability to listen, be creative and solve problems; ability to collaborate across business, legal and other functional teams in a complex business organization.    

-------------------------------------------------

Grade :All Job Level - All Job FunctionsAll Job Level - All Job Functions - US

------------------------------------------------------

Time Type :

------------------------------------------------------

Citi is an equal opportunity and affirmative action employer.
Minority/Female/Veteran/Individuals with Disabilities/Sexual Orientation/Gender Identity.

Citigroup Inc. and its subsidiaries ("Citi”) invite all qualified interested applicants to apply for career opportunities. If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity CLICK HERE.

To view the "EEO is the Law" poster CLICK HERE. To view the EEO is the Law Supplement CLICK HERE.
To view the EEO Policy Statement CLICK HERE.
To view the Pay Transparency Posting CLICK HERE.