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Balance Sheet Mgmt Intmd Anlst - C11 - Hybrid

Job Req ID 24751910 Location(s) Heredia, Costa Rica Job Type Hybrid Job Category Finance
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The Balance Sheet Mgmt Intmd Anlst is a developing professional role. Deals with most problems independently and has some latitude to solve complex problems. Integrates in-depth specialty area knowledge with a solid understanding of industry standards and practices. Good understanding of how the team and area integrate with others in accomplishing the objectives of the subfunction/ job family. Applies analytical thinking and knowledge of data analysis tools and methodologies. Requires attention to detail when making judgments and recommendations based on the analysis of factual information. Typically deals with variable issues with potentially broader business impact. Applies professional judgment when interpreting data and results. Breaks down information in a systematic and communicable manner. Developed communication and diplomacy skills are required in order to exchange potentially complex/sensitive information. Moderate but direct impact through close contact with the businesses' core activities. Quality and timeliness of service provided will affect the effectiveness of own team and other closely related teams.


  • Contributes to the governance of funding, investing and analytics of the balance sheet. This includes
  • Participates in managing liquidity and interest rate risk, the capital/legal entity structure and capital planning as well as managing rating agency relationships.
  • Involved in capital markets activities including commercial paper and securitization; liquidity, accrual risk oversight and transfer pricing.
  • Identifies and resolves problems using autonomous judgment.
  • Implements work flow or process change and redesign, and uses a thorough complrehensive knowledge of the specific function.
  • Accountable for regular reporting or process administration as "owner".
  • Focuses primarily on execution within defined parameters.
  • Assists in the management of one or more processes, reports, procedures or products.
  • Directs day-to-day work of junior level employees.
  • Performs other duties and functions as assigned.
  • Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency.


  • Motivated and focused individual who can take ownership of assignments and push projects through to completion Drive and ability to accomplish tasks effectively and meet established deadlines
  • 2-5 years Financial industry or related experience


  • Bachelors degree

The Financial Planning and Analysis Analyst on the USPB Deposits Balance Sheet (B/S) team is an intermediate level position responsible for providing management with an analysis and insight of Citi’s financial results in coordination with the broader Finance team. The overall objective is to apply analytical thinking, knowledge of data analysis and methodologies to create and analyze reports that gauge Citi’s alignment with forecasted performance. Candidate should be highly analytical and ready to join a highly collaborative team with the mindset for continued improvements of activities, processes, and models.

Key responsibilities 

  • Work collaboratively with USPB Deposits partners to develop deliverables, such as NII/P&L results, forecasting analysis, trend comparisons
  • Prepare analytics and results to support presentations for senior management reviews (such as product LFOs, USPB CFO, etc.) and provide explanations of results in comparison to other forecasts and scenarios
  • Act as a change agent and work collaboratively with a broader team is very important; identifying gaps and streamlining processes are primary elements of the role
  • Analyze macro-economic scenarios, consumer behaviors and trends, evaluate forecasting results, and document justification/rationale for overlays and adjustments to reflect business actions
  • Be a very quick learner, ready to dive into details, gain good business knowledge of Citi’s consumer business, and become a USPB Deposits FP&A subject matter expert
  • Work on Ad-hoc requests based on the business necessary
  • Comply with Risk & Control policies and requirements
  • Ensure there is a strong culture of high integrity, ethics and meritocracy


  • +4 years of experience of financial analysis in a large corporate environment (minimum of 3 years banking experience and previous FP&A or similar Finance experience) 
  • Excellent quantitative/analytical skills, written and verbal communication skills with a strong attention to details 
  • Show initiative/proactivity to solve problems independently and flexibility to solve complex problems
  • Ability to translate financial schedules, complex consumer behavior and business trends into meaningful and actionable presentation observations 
  • Experience working effectively in a fast paced environment within a matrix organization 
  • Advanced MS Excel and PowerPoint skills. VBA, Power BI and Tableau knowledge is a plus


Job Family Group:



Job Family:

Balance Sheet Management


Time Type:

Full time


Citi is an equal opportunity and affirmative action employer.

Qualified applicants will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.

Citigroup Inc. and its subsidiaries ("Citi”) invite all qualified interested applicants to apply for career opportunities. If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review Accessibility at Citi.

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