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Credit Portfolio Senior Analyst

Job Req ID 21322576 Primary Location Elk Grove Village, Illinois Job Category Risk Management
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The Credit Portfolio Senior Analyst is an intermediate-level position in Citi Retail Services risk Management team, responsible for developing, analyzing and managing risk strategies, loss forecasting models and portfolio key trends. Candidate will work in a cross-functional environment with internal business partners such as Finance, Operational Teams, Legal/Compliance and Partner Management. The role requires strong statistical/data mining, analytical and technical SAS skills.  The successful candidate will be able to drive rigorous analytically derived results and objective recommendations which balance risk and reward for the portfolio. 


Responsibilities:

  • Ability to leverage credit risk data experience and business acumen to observe key trends / risks and drivers of those observations
  • Strong ability to translate business objectives into analytical framework and solve them by using optimal trade-offs between risk and revenue metrics
  • Ability to work efficiently balancing between both business and functional interactions/priorities
  • Provide simple, concise and clear communications of complex data trends and analyses on portfolio performance, emerging trends and areas of opportunity to senior management, SCO and the business.
  • Utilize SAS/SQL in a UNIX environment to perform risk, and data analysis including profiling, sampling, reconciliation, forecasting, modeling and quality testing
  • Be able to drive and deliver innovative analytical techniques and data strategies to enable best in class risk management

Qualifications:

  • Preferably 2 - 4 years of experience in credit card risk management
  • Understanding of consumer credit risk management and Credit Card Profit & Loss Drivers
  • Ability to apply credit and risk principles towards business objectives
  • Must be highly organized and able to work in a fast paced environment managing multiple projects and possess strong interpersonal, organizational and analytic skills
  • Proficient SAS/SQL programming skills and advanced spreadsheet skills. Knowledge and experience of segmentation, statistical procedures, and financial analytic tools are required

Strong verbal and written communication skills

Education:

  • BA/BS degree or equivalent in Quantitative Fields such as Economics, Engineering, Statistics, Business Finance, or Mathematics (Master’s degree preferred)

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Job Family Group:

Risk Management

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Job Family:

Credit & Portfolio Risk Management

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Time Type:

Full time

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Qualified applicants will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.

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