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COVID-19:

The health and safety of our colleagues and candidates for employment are our highest priority. Accordingly, Citi continues to monitor the COVID-19 situation closely. We have implemented precautionary measures across our firm globally, including conducting all candidate interviews virtually on a temporary basis until further notice where needed.

Credit Initiation Officer C05

Job Req ID 22562914 Location(s) Chennai, India Job Category Operations - Services
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The Credit Initiation Specialist is an entry level position responsible for assisting in assessing the ability of individuals, companies and institutions to meet the demands of loans, agreements and extended obligations in coordination with the Operations - Services team.The overall objective of this role is to minimize threats to the company by determining the terms or level of credit that can be granted without undue risk.

Responsibilities:

  • Apply a higher credit authority limit, credit limits may vary depending on the country
  • Support an expansive and/or diverse array of products/services under little to no direct supervision
  • Ensure the quality of the tasks or services provided
  • Apply understanding of how assigned duties contribute to the work of the team/unit
  • Apply understanding of how the units coordinate their efforts and resources to achieve the objectives of the function
  • Apply working knowledge of technical and professional principles and concepts and in depth knowledge of team objectives
  • Fulfilling the clients’ necessities while providing an exceptional client experience is the expected behavior from all our employees and it will be measured by specific metrics.
  • Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency.

Qualifications:

  • 2-4 years of experience in a related role
  • Working knowledge of technical and professional principles and concepts
  • In-depth knowledge of team objectives
  • Must pass all local requirements from a policy standpoint to to analyze credit viability
  • Must also attend all refresher courses as provided by credit policy to keep abreast of the same
  • Consistently demonstrates clear and concise written and verbal communication
  • Demonstrated ability to remain unbiased in a diverse working environment

Education:

  • High School diploma or equivalent

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Job Family Group:

Operations - Services

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Job Family:

Credit Initiation

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Time Type:

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Citi is an equal opportunity and affirmative action employer.

Qualified applicants will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.

Citigroup Inc. and its subsidiaries ("Citi”) invite all qualified interested applicants to apply for career opportunities. If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review Accessibility at Citi.

View the "EEO is the Law" poster. View the EEO is the Law Supplement.

View the EEO Policy Statement.

View the Pay Transparency Posting

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We foster a culture that embraces all individuals and encourages diverse perspectives, where you can make an impact and grow your career. At Citi, we value colleagues that demonstrate high professional standards, a strong sense of integrity and generosity, intellectual curiosity, and rigor. We recognize the importance of owning your career, with the commitment that if you do, we promise to meet you more than half way.

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