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Business Analytics- Specialist

Job Req ID 22475242 Location(s) Chennai, India; Gurgaon, India Job Category Decision Management
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The Business Analytics Int Analyst is a developing professional role. Deals with most problems independently and has some latitude to solve complex problems. Integrates in-depth specialty area knowledge with a solid understanding of industry standards and practices. Good understanding of how the team and area integrate with others in accomplishing the objectives of the sub function/ job family. Applies analytical thinking and knowledge of data analysis tools and methodologies. Requires attention to detail when making judgments and recommendations based on the analysis of factual information. Typically deals with variable issues with potentially broader business impact. Applies professional judgment when interpreting data and results. Breaks down information in a systematic and communicable manner. Developed communication and diplomacy skills are required in order to exchange potentially complex/sensitive information. Moderate but direct impact through close contact with the businesses' core activities. Quality and timeliness of service provided will affect the effectiveness of own team and other closely related teams.

Responsibilities:

  • Gathers operational data from various cross functional stakeholders to examine past business performance.
  • Identifies data patterns & trends, and provides insights to enhance business decision making capability in business planning, process improvement, solution assessment etc.
  • Recommends actions for future developments & strategic business opportunities, as well as enhancements to operational policies.
  • May be involved in exploratory data analysis, confirmatory data analysis and/or qualitative analysis.
  • Translate data into consumer or customer behavioral insights to drive targeting and segmentation strategies, and communicate clearly and effectively to business partners and senior leaders all findings
  • Continuously improve processes and strategies by exploring and evaluating new data sources, tools, and capabilities
  • Work closely with internal and external business partners in building, implementing, tracking and improving decision strategies
  • Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency.

Analytical Skills

  • Data analysis and visualization
  • Proficient in formulating analytical methodology, identifying trends and patterns with data
  • Generate actionable Business Insights

(Preferred) -

Tools and Platforms      

  • Proficient in SAS, SQL, Tera data and Python
  • Proficient in MS Excel, PowerPoint
  • Expertise in working on Enterprise Data Warehouse

Domain Skills

  • Good understanding of Risk/Finance – critical data elements data definitions
  • Ability to identify golden data source and data discovery from available meta data
  • Hands on experience on data extraction/aggregation from Enterprise level data warehouses
  • Experience in tracking and reporting of Risk/Finance KPI’s (Like balances, charge off, account life cycle)
  • Good understanding of consumer products like Mortgage, Cards
  • Knowledge of Finance Regulations like CCAR,AML,KYC etc
  • Understanding Retail Business operations

Soft Skills

  • Ability to identify, clearly articulate and solve complex business problems and present them to the management in a structured and simpler form
  • Should have excellent communication and inter-personal skills
  • Good project management skills
  • Ability to work in teams and mentor junior team members

Technical Skills:

  • Experience in variables mapping across DWH’s
  • Ability to write complex SQL,SAS and Python codes for data extraction and aggregation
  • Well versed with code optimization techniques

Educational and Experience:

  • MBA / Master degree in Mathematics / Information Technology / Computer Applications / Engineering from a premier institute. BTech / B.E in Information Technology / Information Systems / Computer Applications
  • (Preferred) Post Graduate in – Computer Science, Mathematics, Operations Research, Management Science and related fields
  • 6 to 8 years of hands on experience in delivering Regulatory data analysis or reporting, with at least 2 years experience in Banking Industry


This job description provides a high-level review of the types of work performed. Other job-related duties may be assigned as required.

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Job Family Group:

Decision Management

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Job Family:

Business Analysis

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Time Type:

Full time

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Citi is an equal opportunity and affirmative action employer.

Qualified applicants will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.

Citigroup Inc. and its subsidiaries ("Citi”) invite all qualified interested applicants to apply for career opportunities. If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review Accessibility at Citi.

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