Deposit Pricing Analytics Senior Analyst - Hybrid

The pricing team for Consumer and Small Business within US Retail Bank and Mortgage provides market intelligence, pricing strategy and analytics for Consumer Deposit and Small Business loan and deposit products. Core products include Checking, Savings, Money Market and Certificate of Deposit accounts.  The pricing team applies a disciplined analytical decision process, and focus on driving profit and market share growth.

The Pricing Analytics Senior Analyst role is a position that generates the advanced analytics that develop the industry leading pricing strategies that have a substantial impact to earnings.  The individual contributes end-to-end descriptive, statistical/predictive, financial, and prescriptive analytics to the deposit pricing process. Key partners include Product Management, Finance, Treasury, Technology, Operations, Decision Management, Legal, Compliance, Sales and Marketing. 

Key responsibilities:

• Support deposit pricing initiatives through data and financial impact analytics; work with product, finance, treasury and marketing partners to understand the impact to customer behavior and financials of changes in pricing and value proposition

• Support the development of deposit pricing strategies in a dynamic test and learn environment; collaborate with partner teams on holistic deposit product and pricing offerings

• Support pricing deliverables by providing data and analytical support along with rate change impact performance tracking

• Deposit pricing team SME on all things regarding deposit data and the quantification of elasticity impacts

• Development of internal deposit pricing analytical and financial forecasting tools

• Generate and review the results of financial models, apply learning in portfolio and acquisition analytics and analyze impacts to determine success of pricing strategy

• Develop reports on performance trends for consistency with profitability and growth targets; correlate trends with pricing actions; prepare and present materials for pricing committee and other executive audiences

Qualifications:

• This position requires 3+ years of experience with financial services products/pricing, financial modeling and/or data and marketing analytics; Ideal candidates will have both strategic and tactical abilities and strong knowledge on banking product economics; experience with deposit industry data a plus

• Degree in quantitative field such as finance, economics, business, MBA, MSA, statistics, applied mathematics, or similar preferred.

• The inherent motivation to provide continuous process improvement using both business and analytical acumen

• Strong Base SAS programing, SAS Macro, and SAS STAT (SAS OR desirable) skills.  (Knowledge of Tableau, R, and Python a plus).  Advanced Excel skills including building financial models

• Strong ability to communicate / present ideas and plans verbally and in writing. A strong ability to translate complex statistical or analytical information into business actionable recommendations

• Degree in quantitative field such as finance, economics, business, MBA, MSA, statistics, applied mathematics, or similar preferred

This position is located in either Charlotte NC or New York NY

-------------------------------------------------

Job Family Group:

-------------------------------------------------

Job Family:

------------------------------------------------------

Time Type:

------------------------------------------------------

Citi is an equal opportunity and affirmative action employer.

Qualified applicants will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.

Citigroup Inc. and its subsidiaries ("Citi”) invite all qualified interested applicants to apply for career opportunities. If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review Accessibility at Citi.

View the "EEO is the Law" poster. View the EEO is the Law Supplement.

View the EEO Policy Statement.

View the Pay Transparency Posting

-----------------------------

Effective November 1, 2021, Citi requires that all successful applicants for positions located in the United States or Puerto Rico be fully vaccinated against COVID-19 as a condition of employment and provide proof of such vaccination prior to commencement of employment.