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The health and safety of our colleagues and candidates for employment are our highest priority. Accordingly, Citi continues to monitor the COVID-19 situation closely. We have implemented precautionary measures across our firm globally, including conducting all candidate interviews virtually on a temporary basis until further notice where needed.

Sr, Home Mortgage Underwriter 4- National Telecommuter

Job ID 20210461 Primary Location California, Florida, Belleville, Michigan, Nevada; Job Category Risk Management
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The Credit Underwriter 4

  • Perform credit decisions and appraisal analysis on conventional loan files within business service level agreements.


Responsibilities:

  • Review and analyze loan applications, credit reports, appraisals, income, and asset documentation according to agency and non-agency guidelines and mortgage regulations.
  • Effectively communicate and explain credit decisions to loan officers and processors.
  • Perform timely reviews of conditions submitted as well as loan re-submissions.
  • Maintain credit quality and production standards as defined by business.
  • Provide a remarkable customer service experience to both internal staff and external customers.
  • Actively cooperate and interact with all entities of Citigroup.
  • Perform other job-related duties and special projects as required.


Qualifications:

  • A minimum of 8-10 years of experience underwriting agency, non-agency, Mortgage Insurance loans and appraisals.
  • Experience and knowledge of FNMA, FHLMC ,and Private Mortgage insurance property and credit underwriting guidelines.
  • Strong understanding of complicated transactions and tax return analysis.
  • Experience effectively and independently making credit decisions and providing underwriting support to other business functions.
  • Excellent communication, analytical, decision-making, and computer skills required.
  • Knowledge and experience reviewing mortgage applications according to the US mortgage regulations.
  • Education:
  • High school diploma.
  • Degree preferred.


This job description provides a high-level review of the types of work performed. Other job-related duties may be assigned as required.

This is a full time telecommuter role working PST hours

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Grade :All Job Level - All Job FunctionsAll Job Level - All Job Functions - US

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Time Type :Full time

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Citi is an equal opportunity and affirmative action employer.
Minority/Female/Veteran/Individuals with Disabilities/Sexual Orientation/Gender Identity.

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To view the EEO Policy Statement CLICK HERE.
To view the Pay Transparency Posting CLICK HERE.

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We foster a culture that embraces all individuals and encourages diverse perspectives, where you can make an impact and grow your career. At Citi, we value colleagues that demonstrate high professional standards, a strong sense of integrity and generosity, intellectual curiosity, and rigor. We recognize the importance of owning your career, with the commitment that if you do, we promise to meet you more than half way.

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