Skip to main content

Careers

COVID-19:

The health and safety of our colleagues and candidates for employment are our highest priority. Accordingly, Citi continues to monitor the COVID-19 situation closely. We have implemented precautionary measures across our firm globally, including conducting all candidate interviews virtually on a temporary basis until further notice where needed.

Credit Underwriter - Correspondent 3 Nationwide Telecommuter

Job ID 20220370 Primary Location California, O'Fallon, Missouri, Florida, Missouri, Michigan, Pennsylvania, Belleville, Michigan, Arizona, Delaware, New York, New York, North Carolina, New Jersey; Job Category Risk Management
Apply Now

*This position is available beyond the states listed. 

The underwriter underwrites mortgage loans ensuring compliance with appropriate company and secondary market investor standards. This position is responsible for evaluating loans in order to maximize organizational profit and minimize risk or loss by examining loan documentation for accuracy and completeness. This position requires the underwriter to collaborate with Correspondent lenders and multiple lines of businesses within Citi.

Responsibilities:

  • Ability to work in fast-paced operations center, meeting all production and quality expectations.
  • Calculate income using documentation required per investor, including complex self-employed tax return analysis.
  • Review and analyze credit reports, assets and other financial documents according to specific investor requirements.
  • Review appraisals to ensure value is supported and that the appraiser has provided complete and accurate commentary.
  • Perform timely review and validation of suspense conditions submitted by the lender. This will include any documentation presented in the loan origination process through the purchase of the loan.
  • Ability to effectively communicate credit decisions with Correspondents, Account Executives and any partners.
  • Computer skills and flexibility to work in multiple systems a must, as data integrity is critical.
  • FHA and VA requirements a plus.

Qualifications:

  • A minimum of 1-2 years of experience underwriting agency (DU/LP) or 5 years related mortgage originations experience


Education:

  • Bachelor’s/University degree or equivalent experience


This job description provides a high-level review of the types of work performed. Other job-related duties may be assigned as required.

-------------------------------------------------

Job Family Group:

Risk Management

-------------------------------------------------

Job Family:

Credit Decisions

------------------------------------------------------

Time Type:

------------------------------------------------------

Citi is an equal opportunity and affirmative action employer.

Qualified applicants will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.

Citigroup Inc. and its subsidiaries ("Citi”) invite all qualified interested applicants to apply for career opportunities. If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review Accessibility at Citi.

View the "EEO is the Law" poster. View the EEO is the Law Supplement.

View the EEO Policy Statement.

View the Pay Transparency Posting

Apply Now
  • Join our team
    of 200,000+
    strong diverse employees

  • Socially minded employees volunteering in communities across 90 countries

  • Meaningful career opportunities thanks to a physical presence in over 98 markets

We foster a culture that embraces all individuals and encourages diverse perspectives, where you can make an impact and grow your career. At Citi, we value colleagues that demonstrate high professional standards, a strong sense of integrity and generosity, intellectual curiosity, and rigor. We recognize the importance of owning your career, with the commitment that if you do, we promise to meet you more than half way.

Saved Jobs

You have no saved jobs

Previously Viewed Jobs

You have no viewed jobs