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Citi Retail Services - VP, Credit & Portfolio Risk Mgr – Risk & Control Oversight

Locations: Atlanta, Georgia, Florence, Kentucky, Elk Grove Village, Illinois Job Function: Risk Management Employee Status: Regular Job ID: 20205733

The Credit Portfolio Officer is a senior-level position responsible for leading activities including credit review, credit approvals and monitoring the portfolio to identify credit migration in coordination with the Risk Management team. The position is responsible for review, assessment, and continued development of controls within the Retail Services Risk Management department including development of risk and control matrices, flow charts, and key risk indicators.   Ideal candidates should have several years of control assessment, auditing, and development of controls within the financial services industry. The individual should also have working knowledge of Banking Regulations and OCC guidance.  Additionally, this individual will be responsible for creating multiple presentations for department heads and Senior Management outlining current control environment and plans for improvement. 

Responsibilities:

  • Develop framework for portfolio risk assessment including evaluation of credit and financial performance across varied lending products and industry segments
  • Understand applicable credit policies, industry regulations and the requisite impact of those governance items to prospective new partners or product initiatives
  • Establish and leverage cross-functional partnerships and network with key internal and external constituencies
  • Utilize Statistical Analysis System (SAS) in a UNIX environment to perform risk, financial and data analyses including profiling, sampling, forecasting and new program due diligence
  • Prepare risk management presentations for senior management that include analytics on expected portfolio performance and areas of potential risk and/or opportunity
  • Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency.

Qualifications:

  • 5 years of experience in credit card risk management or equivalent training and experience preferably in the financial services industry
  • Proven ability to apply credit and risk principles toward business goals
  • Demonstrated ability to synthesize and prioritize
  • Proven ability to remain organized in a fast-paced environment
  • Demonstrated interpersonal, organizational and analytic skills

Education:

  • Bachelor's degree/University degree or equivalent experience
  • Master's degree preferred

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Grade :All Job Level - All Job FunctionsAll Job Level - All Job Functions - US

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Time Type :Full time

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Citi is an equal opportunity and affirmative action employer.
Minority/Female/Veteran/Individuals with Disabilities/Sexual Orientation/Gender Identity.

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